PHILADELPHIA—Lamenting that she will spend the foreseeable future paying off her college expenses, local 23-year-old digital marketing assistant Ashley Orlinsky expressed concern Wednesday that her student loans will prevent her from ever owning an entirely different type of utterly crippling debt. “Realistically, it’ll take years or even decades to fully repay $50,000 of loans, which makes me worried that I’ll never qualify for a backbreaking mortgage on a house that I can in no way afford,” said Orlinsky, adding that with $350 in monthly student loan payments, she will likely struggle to even borrow money to purchase a new car that will destroy her credit rating and may one day be repossessed by the bank. “I have dreams of starting my own company at some point in the future, but I just don’t see how I’ll have the opportunity to be saddled for my entire adult life with a suffocating high-interest small business loan if my student debt is following me wherever I go. It’s awful.” Orlinsky was reportedly encouraged, however, after coming to the mistaken conclusion that she could just default on her student loans and have them discharged in a bankruptcy filing.