- there
- are
- no
- simple
- 10-word
- answers
- for
- the
- important
- questions
Dec 9, 2025
Bend Over, Kids
Because the One Big Bamboozle Bill cuts $900B out of Medicaid every year for the next 10 years, the states will have to take up the slack.
And because some states have Filial Responsibility Laws on their books, the children of indigent seniors will be held liable for the cost of the care and support of their elderly parents - plus, in some cases, whatever other family members are currently getting help from Medicaid, or are otherwise unable to care for themselves.
This could get crazy stupid bad in a big fuckin' hurry.
Some states have filial responsibility laws that let creditors turn to adult children for payment of their parents' medical bills.
As the cost of health care expenses rise, so does anxiety.
Key Takeaways
- Some states have filial responsibility laws that let creditors turn to adult children for payment of their parents' health care costs.
- Filial responsibility laws need to be triggered before going into effect, and enforcement is rare.
- Collectors may still pursue adult children for their parents' unpaid medical bills.
- Adult children should consider planning ahead for their parents' health care costs with emergency savings and long-term care insurance.
- If you’re like most Americans, handling the vast array of health care expenses is a major financial challenge. As those costs rise, so does anxiety.
It’s one thing to cover your own and your children's bills, but in some cases you may be paying for those of your parents.
Here’s when your parents' care costs may be passed on to you, and how to prepare for those expenses even if you are not legally liable.
Filial responsibility laws were enacted to ensure that adult children will financially support their parents who can’t provide for themselves.
If your state has these statutes, technically it's possible that you would be required to pay for some of your parents' essential care needs when they are unable to do so.
Each state has its own variation of the filial responsibility law. For example, California Family Code section 4400 reads, “Except as otherwise provided by law, an adult child shall, to the extent of the adult child’s ability, support a parent who is in need and unable to self-maintain by work.”
And in Nevada, per NRS 428.070, filial liability is mandated if there is a written agreement to pay for care, the child has control over and access to the parent's assets or income and the child has sufficient financial ability to support the parent.
A couple of quick Google searches:
The connection is not that the OBBB created a new federal filial responsibility law, but rather that critics suggest its significant cuts to social safety net programs like Medicaid and SNAP (Supplemental Nutrition Assistance Program) may lead to existing state filial responsibility laws being enforced more frequently.
How the Laws Interact
- Filial Responsibility Laws (State Level): These are long-standing state laws (some dating back to colonial times) that impose a duty on adult children to support parents who cannot support themselves. Most states have these laws, but they are rarely enforced, with Pennsylvania being a notable exception where nursing homes have successfully sued adult children for unpaid bills.
- The "One Big Beautiful Bill" Act (Federal Level): This federal law, passed in July 2025, extended tax cuts and made significant changes and cuts to federal spending on health and nutrition programs. Key changes include:
An estimated $911 billion in Medicaid spending cuts over the next 10 years.
- New work requirements for able-bodied adults without dependents to receive Medicaid and SNAP benefits.
- Provisions that could result in millions of people losing health coverage.
Advocates and legal experts argue that as federal support for long-term care and health services is reduced, more elderly individuals may become "indigent" (unable to pay for care). When this happens, medical facilities, such as nursing homes, might turn to existing state-level filial responsibility laws to seek reimbursement from the adult children, potentially leaving families with massive, unexpected bills.
For my home peeps:
Colorado does not have filial responsibility laws, meaning adult children are not legally required to financially support their indigent parents under this type of law. Therefore, a nursing home cannot directly sue an adult child for their parent's unpaid bills in Colorado. However, there are exceptions where adult children could be held responsible for their parent's debt, such as if they signed a contract as a guarantor for a care facility or if they jointly own assets with the parent.
Key points about filial responsibility laws in Colorado
- No direct legal obligation: Colorado does not have a law that mandates adult children support their parents financially to the same extent as states with filial responsibility laws.
- Nursing home contracts: If a nursing home or other care facility requires a family member to sign a contract and act as a guarantor for the parent's bills, the family member may become personally liable for those costs, even if the state does not have a filial responsibility law.
- Jointly owned assets: If you and your parent jointly own assets, like a house or bank account, the state may take action against those assets to recover costs paid by Medicaid after the parent's death, which could affect your inheritance.
- Medicaid estate recovery: The state's Medicaid estate recovery program is separate from filial responsibility laws. It allows the state to seek repayment of Medicaid benefits from the parent's estate after their death. This can reduce or eliminate what an adult child inherits.
States with Filial Responsibility Laws (as of 2025):
- Alaska
- Arkansas
- California
- Connecticut
- Delaware
- Georgia
- Idaho
- Indiana
- Iowa
- Kentucky
- Louisiana
- Maryland
- Massachusetts
- Mississippi
- Montana
- Nevada
- New Hampshire
- New Jersey
- North Carolina
- North Dakota
- Ohio
- Oregon
- Pennsylvania
- Rhode Island
- South Dakota
- Tennessee
- Utah
- Vermont
- Virginia
- West Virginia
Dec 8, 2025
Overheard
It was a long hard day, and I needed a little perspective, so I called my 83-year-old dad and asked him if things had always been this difficult.
There was a pause, and then he said, "No, and I'm glad I won't be here much longer."
Good luck out there, kids.
Fuck This Gerontocracy Crap
This is why Schumer and pretty much all the senior citizens on the Democrats' "leadership" roster have to go.
Here's Mr Milquetoast reading another scathingly sheepish whisper into the record.
Who the fuck does he think is going to hear this?
It's a brick fight, Chuck
Throw some fuckin' bricks
Dec 7, 2025
K-Shaped
This model became prominent after the COVID-19 pandemic, highlighting how high-income earners thrived with asset appreciation (stocks, housing) while others faced job losses, stagnant wages, and rising costs, making recovery difficult for many.
Key Characteristics
- Divergent Fortunes: The rich get richer (stock market booms, tech thrives), while the poor and middle class fall further behind (inflation hits hard, wages lag).
- Sectoral Differences: Tech and big-box retailers boom, while hospitality, small businesses, and travel suffer.
- Generational Divide: Older consumers with savings do better; younger generations (Gen Z, Millennials) struggle with debt and living costs.
- Uneven Job Market: High-skill jobs recover quickly; low-wage jobs see slower growth or layoffs.
- Pandemic Stimulus: Initial support helped some, but asset appreciation benefited the wealthy most.
- Tech Dominance: Big tech companies thrived with remote work and digital services, increasing their market power.
- Inflation & Interest Rates: High inflation erodes lower incomes, while rising rates impact borrowing for essentials.
- Increased Inequality: Widens the wealth gap, creating social and political tension.
- Unsustainable Growth: Relies heavily on the wealthy, which isn't sustainable if broad spending dries up.
- Policy Challenges: Makes targeted stimulus difficult and requires broader fiscal policy changes, not just central bank action.
Guess Who
- 36 accused of spouse abuse
- 7 arrested for fraud
- 19 accused of writing bad checks
- 117 bankrupted companies
- 3 convicted of, and done time, for assault
- 71 can't qualify for a credit card
- 14 arrested on drug-related charges
- 8 arrested for shoplifting
- 21 are currently defendants in lawsuits
- 84 arrested for drunk driving in the last year
These numbers are not about people off the streets in "blue cities", and they're not about spoiled pampered brats in pro sports, and they're not ancient history.
These are numbers from the 535 Congress Critters we've got on our payroll right now.
Dec 6, 2025
It's A Cult
Self-Infantilization is a must in any top down organization.
Religions and Corporations come to mind.
Think Outloud
Operative Concept:
MAGA voters are willing to go down with the ship as long as they're convinced someone they don't like is going to drown faster and harder.
People keep telling me not to take it out on the MAGA voters, but I'm not hearing a good explanation for how these people continue to buy into the bullshit when better information and - you know, factual reality - are both in their faces every fucking day.
Year-To-Date, AI accounts for 40% of GDP growth, and 80% of the stock market rise.
Expertise is not Elitism
Education is not Brainwashing
Warnings are not Fear Tactics
Dec 5, 2025
Ruh-Oh
President Donald Trump has been slapped with a $310 million lawsuit alleging that the president engaged in a “trafficking venture” that was “identical in every material respect” to the sex-trafficking operation allegedly spearheaded by Jeffrey Epstein.
Filed on Nov. 24 in Palm Beach County, the lawsuit names Trump in both his individual and official capacity as president, alongside Tesla founder and Trump ally Elon Musk and Microsoft founder Bill Gates, both of whom have spent time inside Epstein’s home, according to reports and, in Musk’s case, his own admission.
The plaintiffs in the lawsuit, whose names have been redacted, accuse Trump and others of operating an “eight-year trafficking and exploitation venture that began in 2018 [that] has continued and escalated under the current Trump administration,” according to an uncertified copy of the lawsuit, published and reported on Tuesday by the hyper-local news outlet BOCA News Now.
Specifically, the plaintiffs accuse Trump of “grooming” the lead plaintiff in the lawsuit – an unnamed minor on whose behalf the lawsuit was filed – starting in 1998, “the exact year [the] plaintiff was born.” They accuse Trump of using Gates’ Gates Foundation as the primary “cover and silencing mechanism” to continue the operation, as well as facilitating “coordinated sexual assaults.”
The plaintiffs also allege that the minor plaintiff's “infant daughter” was taken from her “as punishment for filing lawsuits,” which they argue was “identical to Epstein’s use of custody threats against mothers who sued.”
Additionally, the plaintiffs accuse Trump and the other named defendants of having "attempted to murder" the lead plaintiff "no fewer than [on] five separate occasions" between 2023 and November of this year, including by way of "poisoning, vehicular assaults and orchestrated physical attacks designed to appear accidental."
Trump is not facing any active criminal charges, and has and continues to deny any wrong-doing as it relates to Epstein, who died in 2019 awaiting trial on sex-trafficking charges. The plaintiffs in the case are seeking at least $310 million in compensatory damages, more than $134 million in attorneys’ fees, and injunctive relief that would include the “immediate return of full legal and physical custody” of the lead plaintiff’s daughter. They also asked the court that the trial be expedited so that a trial by jury is held by Dec. 20.
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